Corporate Governance

Dhaman

The Arab Investment & Trade Credit Guarantee Corporation «Dhaman» is a pan-Arab organization owned by the governments of Arab states and 4 Arab financial institutions, established in April 1974 as the first multilateral investment guarantee provider in the world, based in Kuwait.

Our Objectives

Promote the flow of foreign direct investment (FDI) into Arab countries through providing political risk insurance to Arab & non-Arab investors and lenders. Enhance Arab exports through providing political and commercial risk insurance to Arab exporters. Support Arab domestic trade through providing commercial risk insurance to B to B sales. Support economic growth in Arab countries through providing political & commercial risk insurance to non-Arab exporters and financial institutions involved in the sales of commodities, raw materials, equipment and other developmentally sound goods and services to Arab importers. Carry out research and knowledge sharing activities, technical assistance to Arab FDI promotion agencies and cooperation with Arab & International organizations involved in investment promotion.

At Dhaman, we are dedicated to promoting sustainable trade and investment across the Arab world. Our mission goes beyond providing insurance services – we aim to create lasting positive impact through environmental stewardship, social responsibility, and strong governance practices.

Through our Environmental and Social Management System (ESMS), we ensure that our operations and supported projects contribute to sustainable development while effectively managing environmental and social risks.

Dhaman

Our Commitment to Sustainable Development

At Dhaman, we are dedicated to promoting sustainable trade and investment across the Arab world. Our mission goes beyond providing insurance services – we aim to create lasting positive impact through environmental stewardship, social responsibility, and strong governance practices.

Through our Environmental and Social Management System (ESMS), we ensure that our operations and supported projects contribute to sustainable development while effectively managing environmental and social risks.

Our Vision

"To be the market leader in advancing sustainable trade and investment for Arab countries"

Sustainable Development Goals

Dhaman has identified 10 United Nations Sustainable Development Goals (SDGs) that are most relevant to the trade and investment insurance operations it has contributed to date, in alignment with its mission and impact.

Key Focus Areas

  • Environmental Protection

  • Social Responsibility

  • Economic Development

  • Sustainable Investment & Trade

  • Risk Management

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ESG Policy & Framework

Environmental and Social Policy Statement

Dhaman is committed to promoting sustainable development through its diverse insurance products, including investment guarantee, export credit insurance, financial institution insurance, and reinsurance offerings. Our approach aligns with the United Nations Sustainable Development Goals and international best practices in environmental and social risk management.

Our Key Commitments

  • Sustainable Development Leading the advancement of sustainable trade and investment in the Arab world, balancing economic growth with environmental protection and social well-being.

  • Support for Stakeholders Providing confidence to investors, exporters, and financial institutions engaging with Arab member states, fostering prosperity and positive impact.

  • Alignment with Global Standards Following international best practices and standards, including IFC Performance Standards and UN Sustainable Development Goals.

  • Responsible Decision-Making Integrating environmental, social, and governance considerations into our insurance operations and decision-making processes.

Exclusion List

Dhaman maintains an exclusion list of industries that do not align with its development impact goals or eligibility criteria:

  • Nuclear industries

  • Defense industries

  • Casinos

  • Spirits and tobacco

Dhaman may exclude certain projects or business operations in other sectors that do not align with its environmental and social policy.

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