


Protects investors, lenders, and contractors against political risks that may occur in Arab countries hosting the investments or the projects.
Protects exporters against the risk of default of payment of an importer/a local buyer/a payment obligor due to credit or political risk occurrence
Protects Financial Institutions against risks of default of payment due to credit or political risks occurrence in Arab countries
Offers bespoke solutions in credit & political risks insurance that meets the various needs of the Brokers’ customers.
Offering additional underwriting capacities to Export Credit Agencies and insurance companies by re-insuring or co-insuring credit and political risks
The Arab Investment & Trade Credit Guarantee Corporation (Dhaman) is a pioneer multinational organization that has provided guarantee services against commercial and non-commercial risks for the last four decades. Established in April 1974 in Kuwait as the first multilateral investment guarantee provider in the world, Dhaman is owned by the governments of Arab states and 4 Arab financial institutions. Dhaman is highly rated by S&P since 2008, reflecting both Dhamans very strong business and financial profiles
Promote the flow of foreign direct investment (FDI) into Arab countries through providing political risk insurance to Arab & non- Arab investors and lenders
Enhance Arab exports through providing political and commercial risk insurance to Arab exporters
Support Arab domestic trade through providing commercial risk insurance to B to B sales.
Support economic growth in Arab countries through providing political & commercial risk insurance to non-Arab exporters and financial institutions involved in the sales of commodities, raw materials, equipment and other developmentally sound goods and services to Arab importers.
Carry out research and knowledge sharing activities, technical assistance to Arab FDI promotion agencies and cooperation with Arab & International organizations
With its outstanding expertise for more than 50 years, Dhaman is your partner to guarantee your investments in the Arab countries and your exports worldwide.
More than 50 years of experience
USD Billion Worth of insured export and investments
More than 100 importing countries around the globe are insured
Rated A+ by S&P

On April 17, 2026, S&P Global Ratings Services affirmed its A+long-term issuer and financial strength credit rating on Dhaman. The outlook remains stable. Standard & Poor's issuer credit ratings on Dhaman are based on:
Strong financial profile
Good capital adequacy
Excellent liquidity
Stable and continuous support by shareholders
This affirmation reflects Dhaman's robust capital adequacy — maintained at a substantial buffer above the 99.99% confidence level — and its exceptional liquidity, underpinned by a conservative investment portfolio. S&P also highlighted the continued stability and unwavering support of Dhaman's 21 member countries.In a challenging regional environment, Dhaman's underwriting approach and adequate reinsurance protection have ensured resilience, with no conflict-related claims received. The Corporation has steadily expanded its operations outside the hydrocarbon sector, with non-hydrocarbon business now representing 80% of its insured portfolio, up from 70% historically, reflecting growing coverage across diverse industries and services. Dhaman remains firmly committed to supporting Arab trade and foreign direct investment, contributing to the sustainable development of its member states.

Standard & Poor's (S&P), a leading world rating agency, affirmed its long-term credit rating and financial strength rating of the Arab Investment a...
The Arab Investment and Export Credit Guarantee Corporation issued its 40th annual report on the investment climate in Arab countries for the year 2025.
The Arab Investment & Export Credit Guarantee Corporation (Dhaman), specialized in trade, investment, and finance insurance, has signed two three-year contract...
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