At Dhaman, we are dedicated to promoting sustainable trade and investment across the Arab world. Our mission goes beyond providing insurance services – we aim to create lasting positive impact through environmental stewardship, social responsibility, and strong governance practices.

Through our Environmental and Social Management System (ESMS), we ensure that our operations and supported projects contribute to sustainable development while effectively managing environmental and social risks.

Sustainable Development Goals

Dhaman has identified 10 United Nations Sustainable Development Goals (SDGs) that are most relevant to the trade and investment insurance operations it has contributed to date, in alignment with its mission and impact.

Key Focus Areas

• Environmental Protection
• Social Responsibility
• Economic Development
• Sustainable Investment & Trade
• Risk Management

ESG Policy & Framework

Environmental and Social Policy Statement

Dhaman is committed to promoting sustainable development through its diverse insurance products, including investment guarantee, export credit insurance, financial institution insurance, and reinsurance offerings. Our approach aligns with the United Nations Sustainable Development Goals and international best practices in environmental and social risk management.

Our Key Commitments

• Sustainable Development Leading the advancement of sustainable trade and investment in the Arab world, balancing economic growth with environmental protection and social well-being.
• Support for Stakeholders Providing confidence to investors, exporters, and financial institutions engaging with Arab member states, fostering prosperity and positive impact.
• Alignment with Global Standards Following international best practices and standards, including IFC Performance Standards and UN Sustainable Development Goals.
• Responsible Decision-Making Integrating environmental, social, and governance considerations into our insurance operations and decision-making processes.

Exclusion List

Dhaman maintains an exclusion list of industries that do not align with its development impact goals or eligibility criteria:

• Nuclear industries
• Defense industries
• Casinos
• Spirits and tobacco

Dhaman may exclude certain projects or business operations in other sectors that do not align with its environmental and social policy.

For more information, please contact:

Slim Lahiani, Head of International Relations and Sustainability Section
+96524959517
slim@dhaman.org